What is kidnap insurance?
Millions of people live and work in areas where they cannot rely on the state to keep them safe. Instead, their security is provided by armed groups: for example, community or clan militias, warlords, rebel movements, drug cartels, or mafias – i.e. local strongmen that can defend their territory against intruders and keep order within it. But their deal with the population usually goes far beyond providing physical security.