Comments on: How Not To Go Broke http://blog.oup.com/2008/02/money/ Academic insights for the thinking world. Sun, 19 May 2013 05:35:14 +0000 hourly 1 http://wordpress.org/?v=3.4.2 By: OUPblog » Blog Archive » What Does Your Credit Limit Say About You? http://blog.oup.com/2008/02/money/#comment-265106 OUPblog » Blog Archive » What Does Your Credit Limit Say About You? Tue, 03 Apr 2012 14:59:39 +0000 http://blog.oup.com/2008/02/money/#comment-265106 [...] spending habits. In the excerpt below Vyse looks at the psychology of credit limits. Check out the tips he provided us with this morning or his [...] [...] spending habits. In the excerpt below Vyse looks at the psychology of credit limits. Check out the tips he provided us with this morning or his [...]

]]> By: Mark http://blog.oup.com/2008/02/money/#comment-139308 Mark Wed, 27 Feb 2008 18:46:29 +0000 http://blog.oup.com/2008/02/money/#comment-139308 Number 8 is very true, especially when spending money simply to impress others. Doing this only causes people to buy things they can't afford. Number 8 is very true, especially when spending money simply to impress others. Doing this only causes people to buy things they can’t afford.

]]> By: James E http://blog.oup.com/2008/02/money/#comment-139192 James E Tue, 26 Feb 2008 21:25:07 +0000 http://blog.oup.com/2008/02/money/#comment-139192 Good tips...the only thing I don't understand is increasing your withholding to ensure a refund. Since the government doesn't pay interest on the money which you are effectively giving them to "hold" for you, there are many ways you could be getting your savings to work more for you. You can set up before-tax, before-you-see-it-and-spend-it contributions to a 401k, or even use direct deposit to put a set-upon amount into a savings account every pay period. Also, for point number 9, it probably varies according to how prepared one (generally) is, but carrying less cash can be a contributing factor to using more third-party ATMs, which hit you with fees. Good tips…the only thing I don’t understand is increasing your withholding to ensure a refund. Since the government doesn’t pay interest on the money which you are effectively giving them to “hold” for you, there are many ways you could be getting your savings to work more for you. You can set up before-tax, before-you-see-it-and-spend-it contributions to a 401k, or even use direct deposit to put a set-upon amount into a savings account every pay period.

Also, for point number 9, it probably varies according to how prepared one (generally) is, but carrying less cash can be a contributing factor to using more third-party ATMs, which hit you with fees.

]]> By: How Not To Go Broke http://blog.oup.com/2008/02/money/#comment-139142 How Not To Go Broke Tue, 26 Feb 2008 14:44:58 +0000 http://blog.oup.com/2008/02/money/#comment-139142 [...] Link to the original site [...] [...] Link to the original site [...]

]]>